Wednesday, July 29, 2009

Real Estate in IRAs

Most investors believe that their only IRA investment options are bank CDs, the stock market, and mutual funds.

Few Americans realize that they have the option to self-direct their IRAs and other retirement plans into real estate—and that they can benefit from the tax advantages those plans provide. IRA investments earn tax-deferred/tax-free profits.

Imagine not having to pay taxes right away—or ever—on your real estate deals. Instead of paying 25%, or 30%, or even 50% of your profits to the government in taxes, you keep it.

Additional advantages of the real estate IRAs include:

  • The power of compound interest
  • A reduction of taxable income
  • Asset protection
  • Estate planning

If you're a successful real estate investor, or if you're just looking to diversify your retirement portfolio, the combination of real estate and your IRA can be very powerful.


Monday, July 27, 2009

Thinking out of the box.

Here is a list of some of the types of holdings you can buy with your self-directed or real estate IRA funds:
  • Residential or commercial real estate properties
  • Mortgage notes or trust deeds
  • General or Limited Partnerships
  • Oil and gas ventures
  • Private REITs
  • LLCs (Limited Liability Companies)
  • TICs (Tenants-in-Common)
  • Private stock

Sunday, July 26, 2009

Another way for Buyers or Investors to take advantage of Real Estate Opportunities now developing everywhere

Self-directed IRAs or real estate IRAs have been around for decades. While most investors aren’t aware that real estate IRAs are even a possibility, I'm here to tell you it’s a simple process to get started.

Real estate has historically been an investment that offers the potential for both income and appreciation. Many people feel more comfortable investing in something they can see, feel and walk-through – and all are benefits that come with investing in real estate.

Using funds held in your government-sponsored retirement plans such as IRAs and 401(k) to purchase real estate offer several advantages:

* tax-deferred growth on your holdings
* possibility of tax-free growth if you qualify for a Roth IRA
* diversification away from traditional investments like stocks, bonds and CDs.


Wednesday, July 15, 2009

We are not selling anything. Think about that.

Real Estate Buyers and Investors are encouraged to understand that ‘everything is negotiable’ in real estate. Not just price - but terms, conditions, contract clauses, disclaimers, exclusions, and dates and even commissions. And most important - the Buyer or Investor must be aware if the Licensee is representing you as a Fiduciary.

True Agency must be founded upon strict adherence to the legal principles of agency with ethical standards that may surpass minimum legal standards for loyalty, confidentiality, and obedience to the Client.